金融消费者是消费者的一种类型,它专指为了满足个人或家庭的生活需要而购买、使用金融机构提供的商品或接受金融机构提供的服务的个人。金融消费者是消费者在金融领域的延伸,因此,金融消费者仍符合消费者的三个基本特征:主体是个人,行为是购买、使用商品或接受服务;目的是为了满足生活的需要。金融消费者权益保护是社会发展到一定时期的必然选择,只有充分保护金融消费者的合法 Financial consumers are a type of consumer that refers specifically to individuals who purchase, use, or receive services provided by financial institutions to meet the needs of individuals or families. Financial consumers are the extension of consumers in the financial field. Therefore, financial consumers still meet the three basic characteristics of consumers: the main is the individual, the behavior is to buy, use goods or receive services; the purpose is to meet the needs of life. The protection of the rights and interests of financial consumers is an inevitable choice for social development to a certain period. Only by fully protecting the legal status of financial consumers