求贷无门：私营经济发展的致命制约党的十五大后我国个体私营经济获得了前所未有的发展契机但还有许多因素在制约着个体私营经济的进一步发展其中最致命的制约就是融资难。截止到1997年6月底，上海金融机构对个体私营经济的贷款比例仅为015％即使是以支持民营经济发展为己任的? There is no alternative but to get credit: the deadly restraint in the development of the private economy After the 15th Party Congress, China’s private and private economy has gained unprecedented opportunities for development. However, there are still many factors that restrict the further development of the private and private sectors. The most deadly restriction is financing difficulties. By the end of June 1997, only 0.1% of Shanghai’s financial institutions have provided loans to the private and private sectors even if they support their private economic development.