工商银行提出科技贷款规定: 一、借款单位必须经工商管理部门登记注册,并实行独立经济核算,具备生产、经营和开发能力,在工商银行有独立帐户; 二、科技项目要符合国家产业政策要求,在技术上具有一定的先进性和适用性,开发的产品要有较好的市场前景。 ICBC proposed science and technology loans: First, the borrower must be registered by the business administration department, and an independent economic accounting, with production, management and development capabilities, ICBC has a separate account; Second, science and technology projects to meet the requirements of national industrial policy , In the technology has a certain degree of advanced and applicability, the development of products to have better market prospects.