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通常而言,在债务人违约时,担保债权人比无担保债权人拥有更多的选择权。英国法律以其灵活性、以及接受并赋予创新性结构以法律效力的能力,提供了既满足消费者又满足资本提供者需求的担保机制,从而在商业发展中发挥着重要作用。驱动着法律发展演变的是实践人士而不是立法机构,并在面临不确定性时由法院来决定其法律效力。“担保利益”的范围,面临一定的不确定性。在法律含义上,授权与保留存在根本的区别。担保财产包括抵押人在未来可以获得的财产,但该未来财产的类型应存在限制。
In general, secured creditors have more options than unsecured creditors when the debtor defaults. British law, with its flexibility and its ability to accept and give legal effect to innovative structures, provides a guarantee mechanism that meets the needs of both the consumer and the capital provider and thus plays an important role in business development. It is the practitioners who are driving the evolution of law, not the legislature, and the courts decide the legal validity of the law when faced with uncertainty. “Security interests ” range, facing some uncertainty. In the legal sense, there is a fundamental difference between authorization and reservation. The encumbered property includes property that the mortgagor can obtain in the future, but the type of future property should be limited.