目前我国改革正处在新旧体制转变时期,社会保障和职工再就业机制尚未建立,如果按照商业银行“三性”原则的标准和要求,很多企业的贷款应该采取过硬措施强制清收,这样将会造成大批企业破产,带来社会不安定,如果银行的债权不能收回,债务便难 At present, the reform of our country is in the transitional period of old and new systems. The social security system and reemployment mechanism for employees have not yet been set up. According to the standards and requirements of commercial bank “three nature ” principle, many enterprises should take strong measures to forcefully collect loans. Will cause a large number of enterprises to go bankrupt and bring about social instability. If the claims of the banks can not be recovered, the debt will be difficult