８０年代末以来，我国住房金融已陆续在各大银行启动。１９９８年，中国人民银行增加１０００亿元住房贷款。住房信贷作为启动住宅消费市场的重要手段，而加大了推进力度。据统计，四大国有商业银行到目前已经累计发放个人住房抵押贷款５００多亿元。但总体来看，我国住房... Since the late 1980s, China’s housing finance has gradually started in major banks. In 1998, the People’s Bank of China increased 100 billion yuan in housing loans. Housing credit as an important means to start the residential consumer market, and increased efforts to promote. According to statistics, the four state-owned commercial banks have so far issued over 50 billion yuan of personal home-loan loans. But overall, our housing ...