为全面了解掌握农民住房财产权抵押贷款(以下简称“农房抵押贷款”)试点工作现状,加大金融服务“三农”力度,促进地方经济稳步健康持续发展,近期,中国人民银行衡阳市中心支行在全国59家农房抵押贷款试点县之一——耒阳市开展专题调研。调查显示:试点开局良好,但在全市创新类涉农贷款中占比仍然较低,整体推动效果仍显缓慢,亟待加以改进。 In order to fully understand the status quo of pilot projects on granting peasant housing property rights mortgages (hereinafter referred to as “mortgage loans for rural housing”), intensify financial services and “three rural” efforts and promote a steady and healthy local economic development, the People’s Bank of China Hengyang City Center Branch in 59 across the country pilot home mortgaged loans - Shenyang City to carry out special investigations. The survey shows that the pilots started well, but the proportion of innovative agriculture-related loans in the city was still low, and the overall promotion effect was still slow and needed to be improved urgently.