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我国城镇医疗保险制度取得了巨大成效,带来许多良性的改变,这是主要趋势。当然,也存在一些消极因素:医疗费用日益高涨、参保者负担依然很重;医保制度健康发展受到实施过程中的不公平与效率低等问题的严重困扰,医疗资源浪费巨大;“三乱”现象没有得到根本缓解,某些地方医保统筹基金超支严重。本文旨在分析阐述城镇居民医疗保险制度改革过程中存在的问题及解决措施。做好城镇居民医疗保险工作,逐步实现人人享有基本医疗卫生服务的目标,提高全民健康水平,建立有中国特色的医药卫生体制,是我们不懈的追求。
China’s urban medical insurance system has achieved tremendous results, bringing many benign changes, which is the main trend. Of course, there are also some negative factors: the rising cost of medical care and the heavy burden on the insured persons; the healthy development of the medical insurance system is seriously plagued by the unfairness and inefficiency in the implementation of the medical insurance system, and the waste of medical resources is enormous; "Phenomenon has not been fundamentally alleviated, some local medical insurance co-ordinating fund overrun serious. This article aims to analyze and explain the problems existing in the reform of urban residents’ medical insurance system and their solutions. To do a good job in medical insurance for urban residents and gradually achieve the goal of everyone enjoying basic medical and health services, improve the health of the entire people, and establish a medical and health system with Chinese characteristics are our unswerving pursuit.