环境责任保险是随着环境污染事故的频繁发生和公众环境权利意识的不断增强,由公众责任保险(简称CGL)发展而来的。目前,在以美国为首的工业发达国家,环境责任保险制度已进入较为成熟的阶段,不但在分散排污企业环境风险、保护第三人环境利益和减少政府环境压力等方面发挥了独特的作用,还强化了保险公司对企业 With the frequent occurrence of environmental pollution accidents and the growing awareness of public environmental rights, environmental liability insurance is developed from the public liability insurance (referred to as CGL). At present, in the industrialized countries led by the United States, the environmental liability insurance system has entered a more mature stage. It has played a unique role in dispersing the environmental risks of the sewage disposal enterprises, protecting the third party’s environmental interests and reducing the pressure on the government environment. Strengthen the insurance company on the business