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在通货膨胀和工资增长的背景下,调整基本养老金关系到我国2.6亿参保职工退休后的实际生活水平和基本养老保险基金的长期收支平衡。针对当前我国基本养老金调整机制的三个主要缺陷:启动机制、调整比例、调整基数,借鉴国际经验,并根据我国《社会保险法》等法律法规,构建了一个包含消费物价指数、实际工资增长率的双重参照系数及其临界值的启动机制;提出一个与消费物价指数、社会平均工资增长率双挂钩的调整比例公式,并利用2000年～2011年广东省21个地市基本养老金的实际调整数据,拟合得到两个指标的具体权重;最后还提出同时使用各地平均基本养老金、退休人员本人基本养老金来共同作为调整基数,从而构成了我国基本养老金调整机制的系统方案。
In the context of inflation and wage growth, adjusting the basic pension is related to the actual living standard of the 260 million insured workers in China after retirement and the long-term balance of payments of the basic pension insurance fund. In view of the three major defects of the current basic pension adjustment mechanism in our country, such as starting the mechanism, adjusting the ratio, adjusting the base, drawing on international experience and according to the laws and regulations such as the “Social Insurance Law” in our country, we construct a system that includes consumer price index, real wage growth rate And puts forward a formula for adjusting the adjustment ratio linked with the consumer price index and the growth rate of the average social wage. Based on the actual adjustment of the basic pensions of 21 cities in Guangdong Province from 2000 to 2011 Data and fitting to get the concrete weight of the two indicators. Finally, it proposes to use the average basic pension and the basic pension of retirees as the adjustment base at the same time, which constitutes the systematic scheme of the basic pension adjustment mechanism in our country.