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随着住房商品化的加快，个人住房贷款需求量大大增加，而现行的有关个人住房贷款的政策。法规不能适应形势的变化，金融支持滞后。为促进个人住房贷款业务的发展，适应住房制度改革的需要，就目前个人住房贷款业务提出自己的看法：1个人住房贷款业务的制约因素1．住房贷款适用
With the acceleration of the commercialization of housing, the demand for individual housing loans has greatly increased, and the current policy on personal housing loans. Laws and regulations can not adapt to changes in the situation, financial support lags behind. In order to promote the development of personal housing loan business and meet the needs of the reform of the housing system, we put forward our own view on the current personal housing loan business: 1. Restrictions on individual housing loan business 1. Housing loans apply