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当前P2P平台风险仍处于快速暴露期,行业面临内忧外患,具体表现为:内部坏账率持续攀升、问题平台数屡创新高;外部舆论压力大,资金加速流出。在当前环境下,P2P平台并无足够的精力进行经营转型以满足监管要求,要确保行业持续稳健发展,当务之急是帮助行业平稳度过转型期。
Currently, the risk of P2P platform is still in a period of rapid exposure. The industry is facing internal and external problems. The specific performance is as follows: the internal rate of bad debts continues to rise, the number of platform problems has hit record highs; the pressure of external public opinion has been exacerbated and funds have been accelerated to flow out. In the current environment, the P2P platform does not have enough energy to conduct business transformation to meet the regulatory requirements. To ensure a sustained and steady development of the industry, it is imperative that the industry be able to smoothly manage the transition period.