我国政策性农业保险如果从中央财政支持算作正式启动,迄今已近三年。政策性农业保险是中央政府关于“三农”发展战略的重要组成部分,2004年以来连续六年的中央“一号文件”都强调试验和发展政策性农业保险,这对加强农业的风险管理具有重大意义。但是,由于法律法规缺位,至今没有整体明确的制度安排。各省、直辖市、自治 For nearly three years now, China’s policy-oriented agricultural insurance has officially started from the support of the central government. Policy-based agricultural insurance is an important part of the Central Government’s development strategy for “agriculture, rural areas and farmers”. Since 2004, the “Document No. 1” for six years in a row has emphasized the testing and development of policy-oriented agricultural insurance, which is very important for strengthening agriculture The risk management is of great significance. However, due to the absence of laws and regulations, there is no overall clear institutional arrangement. Provinces, municipalities and autonomous regions