对于经济走向开放或业已开放的国家而言，金融危机可能首先以如下几种局部危机的形式爆发：一是货币危机，即市场对一国货币过度投机，引起货币超大幅度贬值和国际储备枯竭；二是银行危机，由于坏帐成堆，银行遭受挤提或倒闭而出现的危机；三是系统性金融危机，因金融市场混乱 For countries with an open or open economy, the financial crisis may first break out in the form of the following partial crises: First, the currency crisis, in which the market over-speculates on a country’s currency, causes the drastic devaluation of the currency and depletion of the international reserves; Second, the banking crisis, due to piles of bad debts, the bank suffered squeeze or collapse of the crisis; Third, the systemic financial crisis, due to financial market turmoil