在传统体制下,企业与银行的关系,是一种资金供给与使用、管理与被管理的关系.在市场经济体制中,除中英银行以外,企业同各类金融机构一样,都是平等的市场主体,资金商品化,利率市场化,相互之间是一种资金买卖关系,双方之间的权利和义务通过契约来体现.因此,企业体制和行为必须适 Under the traditional system, the relationship between enterprises and banks is a relationship between supply and use of funds, management and management. In a market economy, except for banks in China and Britain, companies are equal to all types of financial institutions. The main body of the market, the commercialization of funds, and the marketization of interest rates are mutual relations between funds. The rights and obligations between the two parties are reflected in the contract. Therefore, the enterprise system and behavior must be suitable.