那些主张社会养老的人,应认真思考社会养老与私人养老到底有什么不一样。实际上,社会养老并未创新出任何与私人养老有什么本质不同的神奇方式。社会养老无非还是模仿私人养老的那两招:一是年轻时缴纳保险费,存进社会保险账户,年老的时候以退休金的形式逐月从该 Those who advocate social pensions should seriously consider the difference between social pensions and private pensions. In fact, social pensions have not innovated any magical way of being essentially different from private pensions. The social pension is nothing more than two private tricks that imitate the private pension: one is paying premiums when young and depositing into the social insurance account. In the form of retirement pensions,