火灾是造成财产保险公司巨灾损失的风险之一,小保额企财险经营中火灾风险已成为各家保险公司频发的风险点。案例一: 2004年6月8日晚,江苏太仓市某无纺布厂发生火灾,损失重大,几近全损,此次火灾原因是由于被保险人一号车间棉箱与梳理机之间电机产生火花所引起。该标的保险金额:150万元; Fire is one of the risks of catastrophic losses of property insurance companies. The risk of fire in small-sum enterprise-linked property insurance has become a frequent risk point for various insurance companies. Case 1: On the evening of June 8, 2004, a non-woven fabric factory in Taicang City, Jiangsu Province, suffered a serious loss with a total loss. The reason for the fire was due to the fact that the electric motor between the cotton box of the Insured and the carding machine Caused by sparks. The subject of insurance amount: 1.5 million yuan;