财产保险中享有保险利益的适格被保险人身份问题,直接影响保险金的支付。本文以案例为视角,界定保险法律关系中投保人、被保险人身份,剖析保险实务中投保人为他人投保及保险利益的深刻内涵。从损失补偿基本原则入手,确立财产保险适格被保险人身份范畴。 The problem of the identity of the eligible insured who enjoys the insurance benefits in the property insurance directly affects the payment of the insurance premiums. This article takes the case as the angle of view, defines the identity of the insured and the insured in the legal relationship of the insurance and analyzes the profound connotation of the insured and insurance interests of the insured in the insurance practice for others. Starting from the basic principles of compensation for losses, the establishment of the identity insurance category for property insurance