根据保险车辆驾驶人员在事故中所负责任,第三者责任险在符合赔偿规定的金额内实行绝对免赔率;负全部责任的免赔20％,负主要责任的免赔15％,负同等责任的免赔10％,负次要责任的免赔5％。被保险人提供的各种必要单证齐全后,保险人应当迅速审查核定。赔款金额经保险合同双方确认 According to the liability of the driver of the insurance vehicle in the accident, the third party liability insurance shall implement the absolute deductible rate within the amount meeting the compensation requirements; 20% deductible for full responsibility and 15% deductible for the primary liability, and negatively equivalent Responsibility of 10% deductible, negative secondary liability deductible 5%. After the necessary documents provided by the insured are complete, the insurer shall promptly examine and approve the documents. The amount of compensation is confirmed by both parties to the insurance contract