出口信用保险是国家为了推动本国的出口贸易,保障出口企业的收汇安全而制定的一项由国家财政提供保险准备金的非赢利性的政策性保险业务。随着我国市场经济体制的不断完善,出口信用保险亟需加强和改进,实现与西方发达国家的并轨,以帮助我国企业在扩大出口融资和风险管理方面把作用发挥得越显现越好。 Export credit insurance is a non-profit policy insurance business established by the state to provide insurance reserves for the purpose of promoting its own export trade and ensuring the safety of foreign exchange collection by exporting enterprises. With the constant improvement of the market economy system in our country, the export credit insurance needs to be strengthened and improved urgently to achieve the merger with the developed countries in the western countries so as to help our enterprises play their roles in expanding export financing and risk management.