今年以来,随着央行《存款保险条例》和《大额存单管理暂行办法》的公布,我国利率市场化改革接近收官,但受人才、技术、管理等方面瓶颈因素制约,地方中小法人金融机构在利率市场化改革中一直处于被动地位,为尽快摸清其利率市场化承受能力、,督促其及早采取措施应对利率市化改革,确保我国利率市场化改革平稳运行,本文对威海市8家地方法人金融机构利率 Since the beginning of this year, with the announcement of the “Deposit Insurance Regulations” and the “Interim Measures for the Management of Large-amount Inventories” of the central bank, the market-based interest rate reform in China has come to a close. However, due to bottlenecks in personnel, technology and management, In the market-based interest rate reform has been in a passive position, as soon as possible to clarify its market-based interest bearing capacity, urged it to take early measures to cope with the interest rate reform, to ensure the smooth operation of China’s interest rate market reform, this article 8 places in Weihai Corporate financial institution interest rate