目前我国经济发展速度较快,但居民需求不足的情况仍旧存在。其中有政府政策、教育制度、金融体制、居民观念等因素。要刺激居民消费可以从改革国家现行有关政策,正确解决教育制度中存在的问题,加快金融体制的改革步伐,转变居民的消费观念等方面入手。 At present, China’s economy is growing at a fast pace, but the demand of residents is still low. Among them are government policies, education system, financial system, residents’ concept and other factors. In order to stimulate residents ’consumption, we can start with reforming the existing relevant policies of our country, correctly solving the existing problems in the education system, accelerating the pace of reform in the financial system, and changing the concept of residents’ consumption.