一本账会计管理有利于实现企业的集约化经营。近几年来,各家银行对业务核算系统不断升级换代。系统升级的基本目标有两个方面,对外目标是产品更丰富、渠道更通畅、服务更便捷;而对内目标是整合系统资源,实现一本账管理模式。一本账管理模式的实质是集约化经营,体现在信贷经营、客户拓展、后勤保障、会计管理等各个方面。 A ledger accounting management is conducive to the realization of the intensive management of enterprises. In recent years, banks have continuously upgraded their business accounting systems. The basic goal of system upgrade has two aspects, the external target is more abundant products, more open channels and more convenient services; while the target is to integrate internal system resources to achieve a ledger management model. The nature of a ledger management model is intensive management, embodied in all aspects of credit management, customer development, logistics support, accounting management.