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日前,农民贷款难现状在全国普遍存在。今年全国两会的政府工作报告也指出:“今后要促进金融资源优化配置,引导金融机构加大对经济结构调整,特别是”三农“、小微企业、战略性新兴产业等的金融支持。”可以看出,如何破解农民贷款难题,仍是大家长期关注的话题。文章就目前农村小额贷款在实施中存在的问题做了概括,并从三个方面对发展农村小额信贷提出了相关政策建议。
Recently, the status quo of peasants’ loans is ubiquitous across the country. This year’s report on the work of the government in both sessions also pointed out: “In the future, we will promote the optimal allocation of financial resources and lead financial institutions to step up their efforts in adjusting their economic structure, especially in the” Three Rural Issues “, small and micro enterprises, and strategic emerging industries Support. ”It can be seen how to solve the problem of peasants’ loans is still a topic of long-term concern. The article summarizes the existing problems in the implementation of rural micro-loans and puts forward relevant policy suggestions on the development of rural micro-credit from three aspects.