论文部分内容阅读
2009年新医改重大举措不断,它对于我国相对薄弱的医疗保障体系无疑是必需和及时的。本文从理论上初步论述了商业保险基础风险原理对完善建立我国全民基本医疗保障制度的适用价值。通过总结国际医疗保障制度改革及其研究的趋势,论证以医疗保险的基础风险为依据,是实现社会医疗保险预期绩效的基本保证。同时指出定性定量分析我国全民医保的基础风险,才能从根本上找到完善建立相关制度的措施和方法,促进我国医疗保障体系的进一步科学发展。
The new medical reform in 2009, a major move continuously, it is for our relatively weak medical security system is undoubtedly necessary and timely. This paper theoretically discusses the basic principles of commercial insurance risks to improve the establishment of universal health care system in China, the value of application. By summarizing the reform of the international medical insurance system and the trend of its research, the demonstration is based on the basic risk of medical insurance, which is the basic guarantee for the expected performance of social medical insurance. At the same time, pointing out that qualitative and quantitative analysis of the basic risk of universal health insurance in order to fundamentally find ways to improve the establishment of relevant systems and methods to promote China’s medical security system for further scientific development.