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一、引言住房贷款(home loan),是指银行及其他金融机构向房屋购买者提供的任何形式的购房贷款支持,通常以所购房屋作为抵押。住房贷款一直以来被公认为风险很低,但随着
I. Introduction Home loan refers to any form of home loan support provided by banks and other financial institutions to home purchasers and is usually secured by the purchase of houses. Housing loans have long been recognized as low risk, but with