随着新疆中小企业经营困难加剧,再加上传统信贷竞争的非公平化和待遇差异化,中小企业的融资具有内敛性和封闭性,难免会出现金融排斥。普惠金融思想的推广和包容性融资体系的构建有助于修正传统信贷观念,带动更多的信贷资金注入弱质产业及满足中小企业资金的刚性需求。 With the intensified management difficulties of small and medium-sized enterprises in Xinjiang and the unfairness and disparate treatment of traditional credit competition, the financing of SMEs is restrained and closed, and financial exclusion will inevitably occur. The promotion of inclusive financial thinking and the construction of an inclusive financing system can help to amend the traditional concept of credit, drive more credit funds into the weak industries and meet the rigid demand of SMEs.