中 国加入ＷＴＯ后 ,中国人民银行已是第八次降低人民币存贷款利率 ,多数商品市场供过于求 ,而在商战日趋激烈的形势下 ,对保险业究竟有何影响 ,笔者近期深入到社会不同群体与其直面交谈 ,通过细微观察 ,去杂存精 ,逐透析出各群体保户心里的动态和营销员应采取相应的公关方法 , After China’s accession to the WTO, the People’s Bank of China has been the eighth to reduce interest rates on RMB deposits and loans, the majority of commodity markets oversupply, and in the increasingly fierce business battle situation, what the impact on the insurance industry, the author recently deepened into different groups of society and its face Conversation, through the subtle observation, to miscellaneous fine, thoroughly analyze the dynamic of each group of policyholders and marketers should take the appropriate public relations approach,