中小企业作为我国国民经济的一直重要力量,已经成为我国产业结构中最具活力的企业形态,及统计,在我国工业领域里面,中小企业数量占我国企业总数的99%以上,其从业人员也占全国从业人员的85%以上。所以,促进中小企业发展,对于保持我刚经济持续、快速、协调、健康发展,构建社会主义和谐社会具有十分重要的意义。可是,虽然目前中小企业数量多、贡献大,但是融资难。 As an important force in the national economy of our country, small and medium-sized enterprises have become the most dynamic enterprise form and statistics in our country’s industrial structure. The number of SMEs accounts for over 99% of the total number of enterprises in our country. More than 85% of national employees. Therefore, promoting the development of small and medium-sized enterprises is of great significance to maintaining the continuous, rapid, coordinated and healthy development of our economy and building a harmonious socialist society. However, despite the current large number of small and medium-sized enterprises, they contribute a great deal, but financing is difficult.