目前我国金融机构市场退出问题仍处在探索实践阶段,无法对一些有问题的金融机构实施有效的市场退出。文章着重分析我国金融机构市场退出存在的问题,并结合已有市场退出的实践,提出建立我国金融机构市场退出的机制。 At present, the issue of the market withdrawal of China’s financial institutions is still at an exploratory and practical stage, and it is impossible to implement an effective market exit on some problematic financial institutions. This article focuses on the analysis of the existing problems in the market exit of financial institutions in our country. In combination with the existing practice of withdrawing from the market, this paper proposes to establish a mechanism for the withdrawal of the market of financial institutions in our country.