中国加入 WTO将对中国产险市场产生正、负两方面的深远影响 ,为此 ,作者提出如下政策建议 :一是制定有利于中资产险公司迅速发展的扶植政策 ,促进中资保险壮大实力 ;二是有针对性地修改保险法律、法规 ,完善保险监管体系 ;三是调整税赋 ;四是优先开放再保险市场。 China’s accession to the WTO will have a far-reaching impact on both the positive and negative aspects of China’s property and casualty insurance market. To this end, the author proposes the following policy suggestions: First, formulate policies to facilitate the rapid development of Chinese-funded property and casualty insurance companies and boost the strength of Chinese insurance; Second, targeted changes to insurance laws and regulations, improve insurance regulatory system; third is to adjust the tax; Fourth, give priority to opening up the reinsurance market.