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中国人民银行9月15日宣布下调人民币贷款基准利率和中小金融机构人民币存款准备金率。下调后的商业贷款利率为:3至5年7.56%,5年以上7.74%。同时下调的还有个人住房公积金贷款利率,其中5年以下(含5年)贷款利率为4.59%,5年以上贷款利率为5.13%。
On September 15, the People’s Bank of China announced that it will cut its benchmark lending rate for RMB loans and the RMB deposit reserve ratio for small and medium financial institutions. The commercial loan interest rates after the cut are: 7.56% for 3 to 5 years and 7.74% for 5 years or more. At the same time there is a downward adjustment of individual housing accumulation fund loan interest rates, of which 5 years (including 5 years) loan interest rate of 4.59%, 5 years loan interest rate of 5.13%.