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由于我国汽车工业快速发展,国民收入不断提高、进口汽车关税逐步降低等因素的综合影响,汽车消费信贷业务已成为继个人住房按揭贷款之后又一个金融热点,各家金融机构纷纷进入这一领域参与竞争。今年夏天,总行张恩照行长在厦门行长座谈会议上明确提出,建设银行要以汽车消费信贷业务为龙头,带动个人消费贷款业务快速发展。按照这一精神,建行兰州市铁路支行庆阳路办事处在开展汽车消费贷款方面,
Due to the comprehensive influence of the rapid development of China’s automobile industry, continuous improvement of national income and the gradual reduction of tariffs on imported motor vehicles, the auto consumer credit business has become another financial hot spot following the personal housing mortgage loan. Various financial institutions have stepped into this field competition. This summer, President Zhang Enzhao, president of the Bank of China clearly pointed out at the forum of the governor of Xiamen that China Construction Bank will take the auto consumer credit business as a leader to drive the rapid development of the personal consumer loan business. In accordance with this spirit, Qingyang Road Branch of Lanzhou City Railway Branch of CCB has been engaged in the development of automobile consumer loans,