1.为什么要实行机动车交通事故责任强制保险(以下简称“交强险”)制度?答:现行的商业机动车第三者责任保险投保比率比较低,致使发生道路交通事故后,受害人往往得不到及时地赔偿,造成大量经济赔偿纠纷。实行交强险制度能在最大程度上为交通事故受害人提供及时和基本的保障。2.什 1. Why compulsory motor vehicle accident liability insurance (hereinafter referred to as “compulsory insurance”) system? A: The current commercial motor vehicle third party liability insurance coverage ratio is relatively low, resulting in the occurrence of road traffic accidents, the victims often have not To timely compensation, resulting in a large number of economic compensation disputes. The implementation of strong accident insurance system can provide timely and basic protection for traffic accident victims to the greatest extent. What