2007年3月,湖南省汉寿县联社开始尝试大额贷款贷前公示。对此,湖南省常德监管分局对此进行了调查,发现自实行公示以来,该联社新放大额贷款到期收回率达到100%,取得了较好的效果。大额贷款贷前公示的成功尝试,为创新农信社贷款风险管控探索出新的方法和思路。主要做法明确起点金额。明确贷前公示的起点金额为50万元,凡50万元及以上金额的贷款客户,不论贷款对象、用途均列 In March 2007, the Hanshou County Associated Press of Hunan Province started to try large-sum loan before loan publicity. In response, Changde Regulatory Bureau of Hunan Province conducted a survey to this and found that since the announcement, the joint lender newly enlarged loan maturity rate of 100%, and achieved good results. A large number of successful loans before the loan publicity attempt to innovate the RCC loan risk management and control to explore new ways and ideas. The main method to determine the starting point amount. Clear starting point before the loan amount of 500,000 yuan, where the amount of 500,000 yuan and above loans to customers, regardless of the loan object, use are listed