论文部分内容阅读
我国的政策性住房金融尚未形成一个完整的体系,存在许多体制上和管理上的问题,主要表现在管理体制不完善,贷款利率不合理和住房公积金管理机制不健全的问题,需要采取建立强制性个人储蓄,完善基金结构,调整投资方向等一系列措施来促进政策性住房金融的完整建立。
China’s policy of housing finance has not yet formed a complete system, there are many structural and management problems, mainly in the imperfect management system, loan interest rates unreasonable and housing accumulation fund management mechanism is not perfect, the need to establish a mandatory Personal savings, improve the fund structure, adjust the direction of investment and a series of measures to promote the complete establishment of the policy of housing finance.