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小额贷款公司对其经营过程中的目标存在偏好,董事会结构是影响小额贷款公司目标选择的重要因素。本文通过对244家小额贷款公司的调研数据分析表明,当小额贷款公司董事会专业程度越高时,将越注重资本安全性目标;当董事会政府关联度越高时,资产收益率和社会服务性将成为经营中主要考虑因素;当董事会独立性越弱时,小额贷款公司难以实现资产收益性和社会服务性这两大目标。
Microfinance companies have a preference for the goal of their business operations. The structure of the board of directors is an important factor that affects the target selection of the microcredit companies. Based on the survey data of 244 microfinance companies, this paper shows that when the board of directors of small loan companies has a higher degree of professionalism, they will pay more attention to the goal of capital security. When the government association of the board of directors is higher, the return on assets and social services Sex will become the main consideration in the operation. When the independence of the board of directors is weaker, it is difficult for the small loan company to achieve the two objectives of asset profitability and social service.