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目前,在国际保险市场上所使用的海运货物保险条款,具有较大影响的是伦敦保险协会制订的“协会货运险条款”(Institute Cargo Clause简称I.C.C)。据统计,目前世界2/3的国家在海上保险业务方面直接采用了这一条款,还有很多国家在制订本国保险条款时参与或采用了这一条款。中国人民保险公司参照国际保险市场的一般习惯做法,并结合我国实际情况自行制订了各种国外保险业务条款,
At present, the marine cargo insurance clause used in the international insurance market has a great impact on the Institute Cargo Clause (I.C.C.) formulated by the London Insurance Association. According to statistics, at present, two-thirds of the countries in the world adopt this clause directly in the marine insurance business. Many other countries have participated in or adopted this clause when formulating domestic insurance clauses. The People’s Insurance Company of China refers to the general customary practices of the international insurance market, and formulates various foreign insurance business terms in accordance with the actual conditions in China.