加强对中小企业的信贷支持,既是金融支持经济健康发展的重要任务,也是金融机构新的利润增长点。本文对山东省目前改制中小企业的信贷支持情况进行了调查,对制约改制中小企业信贷支持增加的原因进行了分析,进而提出政府优化信用环境、中小企业完善公司治理结构、商业银行改进信贷管理机制、拓宽融资渠道等对策建议。 Strengthening credit support for SMEs is not only an important task for the financial support for sound economic development, but also a new profit growth point for financial institutions. In this paper, the current reform of SMEs in Shandong Province credit support conducted a survey to restrict the restructuring of SMEs credit support for the reasons for the increase were analyzed, and then put forward the government to optimize the credit environment, SMEs improve corporate governance structure, commercial banks improve credit management mechanism , Broaden the financing channels and other countermeasures and suggestions.