保险代理人作为一项职业是否走向了终点? 国际市场上,“代理人将走向终结”不是空穴来风。英国著名保险公司保诚最近已取消了代理人;麦肯锡公司最近也指出,保险代理人正失去在全球保险市场中的重大参与。业界的一些经验数据也显示出代理人在保险分销中份额的下降。尽管银行保险,网络保险的成本更低,或效果更好,尽管代理人的市场份额会日趋下降,但代理人不会淡出“江湖”,而是维持在一个市场份额的水平上。中国市场还不是一个成熟的市场,消费者还需要保险基本理念的熏陶,代理人正好扮演了这个角色。 Is insurance agent as a career going to the end? On the international market, “agent will come to an end” is not groundless. Prudential, the pre-eminent insurance company, has recently canceled its nominee; McKinsey recently pointed out that insurance agents are losing significant participation in the global insurance market. Some empirical data from the industry also show that the share of agents in insurance distribution is declining. Although bank insurance, cyber insurance costs less, or better, although the agent’s market share will decline, but the agent will not fade “arena”, but maintained at a level of market share. The Chinese market is not yet a mature market, consumers also need the basic concepts of insurance influence, the agent just played this role.