1储蓄是老年人的专利年轻人没必要储蓄王先生在一家合资企业工作,收入不菲,并且有较强的理财意识,把家里的积蓄全部买成了投资于国家重点项目信托和银行票据的人民币理财产品,这种投资方式的稳妥性和银行储蓄差不多,关键是理财产品的年收益率比同期银行储蓄高1%-2%个百分点,他对自己的理财思路非常满意。 1 savings is the patent of the elderly no need to save Mr. Wang worked in a joint venture, a lot of money, and have a strong sense of financial management, the family savings have all bought into a national key project trust and bank notes RMB financial products, this kind of investment is more or less conservative and bank savings, the key is the annual yield of wealth management products than the same period bank savings of 1% -2% percentage points, he was very satisfied with their own financial management ideas.