一、背景与条件学生是一个特殊的社会群体,他们的理财理念和理财行为在一定程度上反映出其生活状态和价值趋向。中学生理财,与成年人理财一样,也包括经济收入和经济支出两方面,既要通过合理规划投资增加经济收入,也要通过合理规划消费控制经济支出。对于很多人来说,学生时代是他们一生当中第一次较系统与独立地接触并解决个人理财问题的时 First, the background and conditions Students are a special social groups, their financial management practices and financial behavior to some extent reflects the life status and value trends. Middle school financial management, like adult financial management, also includes both economic income and economic expenditure. It requires both economic growth through rational planning of investment and economic expenditure through rational planning of consumption. For many people, the student life is the first time in their life that they have come across more systematically and independently and solved personal financial problems