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农村金融供需结构失衡问题一直是社会关注的焦点,尤其是农村经济的迅速发展带来了农村金融需求的新变化,无疑进一步加剧了供需矛盾。当前农村信贷瞄准机制究竟有何偏差?如何校正?为此,我们对江西省赣州市开展了一次专项调查,在该市15个县分别抽样选取了46户农业龙头企业、46户农村小企业、118户种养大户和440户农村居民进行了问卷调查。
The imbalance between supply and demand of rural finance has always been the focus of attention in the community. In particular, the rapid development of rural economy has brought new changes in rural financial demand, which undoubtedly further aggravate the contradiction between supply and demand. How to correct the current rural credit targeting mechanism? How to correct? To this end, we conducted a special survey of Ganzhou City, Jiangxi Province, sampled 15 prefectures in the city were selected 46 agricultural leading enterprises, 46 rural small businesses, 118 large-scale farming households and 440 rural residents conducted a questionnaire survey.