论文部分内容阅读
从2004年1月1日起中国人民银行先后两次扩大金融机构贷款利率浮动区间,贷款利率浮动区间不再根据所有制性质和规模大小分别划定,而是根据市场供求关系,进行资源重新配置。农村信用社贷款利率浮动区间由[1,1．5】扩大到【0．9,2．3】,实行上限管理,并按6 个月、1年、1至3年、3至5年和5年以上五个期限予以区分,浮动幅度从下浮 10％到上浮130％。
Since January 1, 2004, the PBC has expanded the floating range of lending rates of financial institutions twice. The floating range of lending rates no longer depends on the nature and size of ownership. Instead, it re-allocates resources according to market supply and demand. RCC lending rate floating range expanded from [1,1.5] to [0.9,2.3], the implementation of cap management, and according to 6 months, 1 year, 1 to 3 years, 3 to 5 years and Five years more than five deadlines to be distinguished, the floating range from 10% down to 130% floating.