面对公费医疗费用的过快增长与公费医疗制度的弊端,如何保障职工的基本医疗呢?福鼎县于1992年开始实施公费住院医疗保险制度,经过一年来的实践,取得一些成效。同时,也面临着问题与难点,本文试图作一初步的探讨。一、基本做法 1.实施办法。根据《中国人民保险公司福建省分公司简易人身保险附加住院医 Faced with the rapid growth of publicly-funded medical expenses and the drawbacks of the publicly-funded medical system, how to protect the basic medical care of employees? Fuding County began to implement the publicly-charged inpatient medical insurance system in 1992. After a year of practice, it has achieved some results. At the same time, it also faces problems and difficulties. This article attempts to make a preliminary discussion. First, the basic approach 1. Implementation methods. According to "China People’s Insurance Company of Fujian Province, Fujian Province, a simple personal insurance attached to the resident