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当前,互联网已经深入到我国社会生活的各个方面,对包括金融在内的经济生活带来了广泛而深远的影响。从社会层面上看,互联网平等性、交互性的特点与民众追求自由、平等的理念遥相呼应,对我国社会政治理念产生了重要影响;从技术层面上看,互联网信息传播方便、快捷的特点与市场追求交易效率、降低交易成本的内在需求相互契合,对我国科技进步产生了重要影响;从经济层面上看,互联网金融虽产生时间短,但涉及人员广、资金体量大,对我国金融市场产生了重要影响。
At present, the Internet has penetrated into all aspects of our social life and has brought a wide-ranging and far-reaching impact on the economic life including finance. From a social point of view, the characteristics of Internet equality and interaction with the people echoes the concept of freedom and equality have an important impact on China’s social and political philosophy; from a technical perspective, the characteristics of the convenience and speed of Internet information dissemination and the market The internal requirements of pursuing transaction efficiency and reducing transaction costs are mutually compatible and have an important impact on the progress of science and technology in our country. From an economic point of view, though Internet finance has a short lead time, involving a large number of personnel and a large amount of funds, A significant impact