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今年以来,中国房地产市场骤然冷却,前景不明。为保障居民合理的住房需求,今年5月12日,人民银行召集15家商业银行负责人开会,要求各家银行优先满足家庭首次购买自住房的贷款需求。会上,央行副行长刘士余要求各银行合理定价个人住房按揭贷款利率,提高审批、发放效率,不得停止个人购房贷款,同时也要防范弃房风险。刘士余表示,住房消费贷款具有潜在的巨大市场需求,具有经济增长
Since the beginning of this year, the real estate market in China has suddenly cooled down. The outlook is uncertain. To protect the reasonable housing needs of residents, on May 12 this year, the People’s Bank of China convened 15 heads of commercial banks to meet and demanded that banks should give priority to meeting the loan needs of families buying houses for the first time. At the meeting, Liu Shiyu, deputy governor of the central bank, demanded that all banks rationalize the interest rates of individual housing mortgage loans, improve the approval and issuance of loans, and should not stop individual purchase of home loans while also guarding against the risk of discarding houses. Liu Shi Yu said housing consumer loans have huge potential market demand, with economic growth