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随着我国经济的不断发展和国家扶持政策的帮扶,为我国的小企业发展提供了良好的发展机遇,并且小企业的产生和发展对活跃市场经济,提高经济活力都起到了很大的发展运用,但小企业在发展过程中资金链不稳定等因素而导致经营问题,因此许多小企业通过贷款来解决资金问题,但小企业贷款中存在着很大的风险,本文将现在小企业贷款中存在的风险及问题出发,分析如何通过一定方法来控制小企业贷款风险,并提出合理的小企业风险控制措施,以供参考。
With the constant development of our economy and the help of state support policies, we have provided a good opportunity for the development of our country’s small enterprises. And the emergence and development of small enterprises have greatly promoted the active market economy and the economic vitality However, small businesses have problems in operation such as instability in the capital chain during their development. Therefore, many small businesses solve the problem of financing through loans. However, there is a great risk in small business loans. The existing risks and problems, analyzes how to control the risk of small business loans through certain methods and proposes reasonable risk control measures for small enterprises for reference.