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1、进行投资决策分析和评价。一是中小企业在进行投资决策时应考虑以对内投资方式为主,并加强对新产品试制、技术设备更新改造和人力资源的投资;二是稳健理财,尽可能采用中、短期投资方式,并加强投资项目的考察和论证;三是分散资金投向,降低投资风险,在资本积累达到一定的规模之后,可以搞多元化经营,从而分散投资风险;四是规范项目投资程序。2、选择多渠道的融资方式。一是进行供应商融资,即从供应商那里购买商品,并在长达1年以上的期限内分期偿付货款,以避免因大量资金流出而导致资金周转困难;二是票据融资,即通过对商业票据的贴现、转让,进
1, make investment decision analysis and evaluation. First, small and medium-sized enterprises should consider investment in the domestic investment mode, and strengthen the trial of new products, technological equipment, renovation and human resources investment; Second, prudent financial management, as far as possible the use of medium and short-term investment, And strengthen the investigation and demonstration of investment projects. Third, diversify the investment of funds and reduce the investment risk. After the capital accumulation reaches a certain scale, diversification can be carried out to diversify the investment risks. Fourth, standardize the investment procedures of the projects. 2, choose multi-channel financing. First, the supplier financing, that is, from the supplier to buy goods and installments over a period of more than 1 year to repay the loan in order to avoid large capital outflows led to cash flow difficulties; Second, the bill financing, that is, through the business Bill discount, transfer, into