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近年来,第三方支付伴随着电子商务的发展而越发兴盛,与此同时,银行与第三方支付的竞争合作越来越朝着竞争的方向发展。发展到后面,第三方支付开始绕开银行,将汤匙往银行的碗里伸……近日,新闻频出,央行陆陆续续发布相关文件,对第三方支付机构频施加“紧箍咒”。至于为什么会这样呢,本文就第三方支付与银行的渊源做一简略的叙述,可以从中探出些微端倪。一、第三方支付的几个发展阶段第三方支付由“线下支付”开始兴起,因为“线上支付”达到了旺
In recent years, third-party payment has become more and more popular with the development of e-commerce. At the same time, the competition cooperation between banks and third-party payment has been increasingly moving in the direction of competition. To the back of the third-party payment began to bypass the bank, the spoon to the bank’s bowl stretch ... ... Recently, the news frequently, the Central Bank released the relevant documents one after another, the third-party payment agencies to impose . As for why this is the case, this article makes a brief account of the origins of third-party payment and banking, and we can find some clues. First, the third-party payment of several stages of development Third-party payment from the “offline payment ” began to rise, because “online payment ” reached Wang